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Campbell Hill South Seattle Rambler -- Well priced and ready!
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2 comments • Gary McNinch Realtor Renton WA Real Estate • June 14 2010 08:08PMAshburn Renton Townhome Beautiful and Secure and Ready for You
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1 comment • Gary McNinch Realtor Renton WA Real Estate • June 04 2010 11:50PMChoosing an Agent is Like Choosing An Ambassador
Choosing an Agent ... Is Like Choosing An Ambassador...
Intersting post from Jane Peters, Los Angeles Relocation Realtor, and she is spot on with her observation "
All the negotiations prior to and during escrow are handled by these agents. The right agent can make things happen. The wrong one can kill a deal."
This choice will be one of the most important you make. Of course we want you to "call the Gary McNinch Team".
The Gary McNinch Team home website is www.RentonHomeFinder.comMy twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us Gary McNinch at 206-696-2329 or Robyn Strobeck at 253-261-5252 email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale and south King and North Pierce counties.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
Via Jane Peters Los Angeles Living, Los Angeles Homes (Westside Brokers):
So, you are ready to choose an agent to sell your home or to help you in your purchase of a new one.
How are you going to pick an agent? Your boss's sister's cousin's wife is a realtor. She should be good, no? Your nephew just got his license. Another good choice, yes? You know the big-name agent in the area. He has sent you mailings, knocked on your door and sent you Christmas goodies for years. The natural choice of course?
Anyone of these people may be the perfect choice, but beware! This person is not only your representative, they are your ambassador!
If you were a nation you would want to make sure that the ambassador you hire to represent you abroad is knowledgeable, sensitive and good with all kinds of people. Someone who can negotiate with tact. Someone who does not delegate work that they have been hired to do. Someone who knows the laws of the country. Someone who can see each project through to a successful end without inflaming the other side and without inciting rebellion.
This is the person you should choose for your realtor.
The persons front and center in real estate transactions in California are the agents. Generally the buyer and seller never meet each other. All the negotiations prior to and during escrow are handled by these agents. The right agent can make things happen. The wrong one can kill a deal. The thing an agent dreads most is dealing with a difficult or incompetent agent at the other end. It makes an already stressful process even more so.
The California purchase agreement is a not a complicated eight-page document in its basic form, but it does have to be filled out correctly to avoid problems later. Not checking a box or not filling in a blank space can sometimes cause a huge problem later. Not following up also can lose you the deal. Your newbie agent can be fine as long as they assure you that they have an experienced person working closely with them. This goes for the entire escrow process where all the t's need to be crossed and i's dotted.
That is the practical side. The personality of the agent is also important. Are they pleasant? Are they a people person? Do they interact well with others? Especially when you are the buyer, if you are in competition with others on a property, don't you think the seller's agent is going to lean towards someone they are going to be able to work with for the next 30+ days? Things go so much smoother when the two agents work well with and respect each other.
I will tell you I was in a deal once, as the seller's agent, where the buyer's agent wined and dined me. That was Dr. Jekyll. Once we started escrow Mr. Hyde came out and it was an entirely miserable process. The agent reflected badly on the buyer. I wondered if he knew about this other side was also fooled.
This business is a people business, and a complicated business, not to be taken lightly. Agents get paid well for their work. Make sure their work is good. Choose wisely!
Buying or selling real estate in Los Angeles can be an overwhelming process. Contact Jane Peters, Los Angeles realtor specializing in absentee owners, relocation to los angeles, and those who need that extra attention, in order to make the transaction a smooth, trouble-free, and fun experience.
Search Los Angeles Homes for Sale.
0 comments • Gary McNinch Realtor Renton WA Real Estate • April 16 2010 12:41AMDigital Signatures - Gary McNinch Team uses Docusign, Do you?
Release from Susan Alberti, from Docusign, about digital signatures in real estate businesses. The Gary McNinch Team uses Docusign to allow our clients to sign contracts without faxing. I used this in the last week to complete an offer and get it accepted for our clients, just before another offer was received.
This is a great time for eCommerce and real estate in particular.
April 8, 2010, the FHA released a mortagee letter stating its position regarding electronic signatures. Below is a quick note from DocuSign, chief legal officer, Ken Moyle, who worked so hard to get the mortgagee letter published so you can better implement technology into your real estate business and streamline your processes to provide even better customer service.
"As the chief legal officer at DocuSign, I'd like to share my thoughts, as we applaud FHA's action today. Their decision to clarify their position on electronic signatures will help streamline the sale and financing of homes across the country. Buyers, sellers and agents can use DocuSign's online process to eliminate the time, expense and environmental impact of printing, delivering and signing large stacks of paper documents, and mortgage lenders can take comfort in knowing that DocuSign's e-signature process is designed to be legally compliant in all 50 states and is fully evidenced by a comprehensive audit trail.
The last time Federal Housing Administration released any formal guidance on electronic signatures was way back in 1996. Over the past 18 months, DocuSign's real estate and mortgage origination customers have made it clear that FHA urgently needed to update and clarify its position on electronic signatures. And we heard you.
It's now OFFICIAL: E-signed third-party documents, including real estate contracts, are now being accepted by the Federal Housing Administration (FHA).
FHA's lack of guidance was not at the forefront of anyone's mind a couple of years ago when the agency was only involved in two percent of home loans. But the collapse of financial markets in late 2008 catapulted FHA into the mortgage spotlight almost overnight. As the new #1 source of funding for nearly half of first time home buyers in 2009, FHA's inability to articulate a clear process for accepting electronically processed documents became a very real problem for those who depended on the agency as a downstream partner. In fact, in early 2009 we saw some major FHA lenders retreat from their progressive policies toward e-commerce, as they waited for a signal from FHA.
To their credit, staff at the FHA have been pushing for progress for over two years. It took some early encouragement and help from many concerned parties to help them get this done. DocuSign began direct conversations with FHA on this issue back in October of 2008, and we shared this blog post about FHA and Lender Acceptance of electronic signature back in July of last year.
DocuSign spearheaded an industry-wide effort to move the FHA to formally recognize e-signed third-party documents, and the April 6, 2010 dated FHA mortgagee letter is the first in what is expected to be a series of responses to this initiative. With this policy statement from the nation's largest mortgage insurer, real estate professionals can use DocuSign to get real estate contracts, addenda and other documents signed electronically, and their buyers can apply for FHA insurance with confidence. The FHA mortgagee letter can be found at hud.gov.
Thank you to everyone who participated by calling DocuSign and emailing the FHA, NAR or ESRA over the past several months - the FHA mortgagee letter is a result of your support throughout this effort!"
For those who have held off in purchasing DocuSign or in using electronic signatures for your real estate transactions, can now do so with confidence. As the official and exclusive ESIGN provider for the National Association of REALTORS®, and proud partner under the REALTOR Benefits® Program, DocuSign has a plan to fit your needs. You can learn more on our website: www.docusign.com/real_estate or www.docusign.com/nar.
The Gary McNinch Team home website is www.RentonHomeFinder.comMy twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us Gary McNinch at 206-696-2329 or Robyn Strobeck at 253-261-5252 email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale and south King and North Pierce counties.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
6 comments • Gary McNinch Realtor Renton WA Real Estate • April 12 2010 11:19PMWhy Do You Choose Me to be Your Renton Realtor? It's the Relationship!
Why do you choose one particular person to be your Renton Realtor? Take a look at the latest survey of buyers and sellers completed by the National Association of Realtors.
It is a personal and business relationship, NOT driven by a brand name or insignia.
Our relationship with every one of our past, current and future clients is important to our team. We enjoyed every home purchase and home sale that we worked on. The fact that our satisfied clients have become our longtime friends makes me proud and thankful.
From the Gary McNinch Team to all of you, A HUGE THANK YOU. We are looking forward to helping you and your families and friends with all your real estate purchases, sales, questions, investments and we like to keep up on how your family is doing too. We are proud to be affiliated with Keller Williams Realty, our motto, "God and Family, then Business."
The Gary McNinch Team home website is www.RentonHomeFinder.com
My twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com
Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
2 comments • Gary McNinch Realtor Renton WA Real Estate • March 01 2010 01:01AMEvergreen Bank is NOT Evergreen Home Loans!!!!!
Info from my friends, Kimberly Terry and Cathy Pizzini of Evergreen Home Loans in Seattle.
I want to give all our Associates the heads up that Seattle based Evergreen Bank was shut by regulators this afternoon. This will be in the morning paper.
Evergreen Home Loans is not related to Evergreen Bank. Nor do we have any account or lines of credit with the bank.
Your customers are safe doing their loans with us. We have a message posted at the bottom of our website indicating we are not related to Evergreen Bank. You can refer customers to this if they have questions.
Unfortunately, I know a number of people who were employed at Evergreen Bank. It’s sad to see to see people and businesses in our community impacted by these challenging times.
Kimberly Terry & Cathy Pizzini
206-774-7595
I have worked with Cathy and Kimberly since 2002 and we have many satisfied clients together. They are still the tops when it comes to getting a home loan.
The Gary McNinch Team home website is www.RentonHomeFinder.com My twitter handle @RentonHomeFinde Our facebook page is Gary McNinch on Facebook My Active Rain website is Gary McNinch Team on ActiveRain Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
3 comments • Gary McNinch Realtor Renton WA Real Estate • January 25 2010 07:37PMONLY 100 Days left for the Renton Home Buyer Tax Credit
There are only 100 days left for Renton home buyers to gain the Tax Incentive Stimulus. $8,000 IRS credit or $6500 IRS credit when you buy a home. Are you interested in earning a piece of the stimulus package pie? First-time Renton home buyers across the country are making the dream of homeownership a reality AND receiving an $8,000 tax credit.
Mortgage rates are near their lowest levels in history, affordability is at an all-time high and there is an excellent selection of homes available. If you’re in the market for you’re first home, it’s important to start looking NOW!These three factors make it an extraordinary time to buy – and I can tell you from experience it won’t stay this good forever.
Let’s get together soon to talk about the opportunities I’m seeing right now. In the meantime, I think you will find the $8,000 Closer to Home eBook a great resource. It's free and has great info.
Renton Realtor Gary McNinch Team looks forward to helping you on your path to homeownership.
The Gary McNinch Team home website is www.RentonHomeFinder.com
My twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
Thanks! 0 comments • Gary McNinch Realtor Renton WA Real Estate • January 25 2010 11:39AM1995 Post: Why Web Won't Be Nirvana.... Missed the Boat and the Whole Ocean on This One!
1995 Post: Why Web Won't Be Nirvana | Newsweek Technology | Newsweek.com
Here is a Newsweek Magazine article from 1995 discussing WHY THE INTERNET WON'T EVER BE A BIG DEAL.
Clifford Stoll: Why Web Won't Be Nirvana | Newsweek Technology | Newsweek.com
Compare this with my last post showing web 2.0 and where social media is going from here. How we even think of doing business. How would ActiveRain ever exist?Wow did this guy miss the boat. How would we ever sell houses on a worldwide scale?
The Gary McNinch Team home website is www.RentonHomeFinder.com
My twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Clifford Stoll: Why Web Won't Be Nirvana | Newsweek Technology | Newsweek.com
Compare this with my last post showing web 2.0 and where social media is going from here. How we even think of doing business. How would ActiveRain ever exist?Wow did this guy miss the boat. How would we ever sell houses on a worldwide scale?
The Gary McNinch Team home website is www.RentonHomeFinder.com
My twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail.
3 comments • Gary McNinch Realtor Renton WA Real Estate • December 17 2009 12:54AMFED Final Meeting of 2009 and Renton Mortgage Rates
FED Reserve Final Meeting of 2009 and Renton Mortgage Rates
The Federal Reserve's Relationship To Mortgage Rates and how it relates when you buy a Renton home.
My twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
The Federal Open Market Committee meets today for the last time in 2009. It's a 2-day meeting and the Fed is expected to leave the Fed Funds Rate near 0.000 percent.
But that doesn't mean mortgage rates won't change. This is a simple (I hope) explanation of how this system works.
See, a major misperception among the public is that the Federal Reserve sets mortgage rates. That's false. Mortgage rates are based on the price of mortgage-backed bonds.
As an example, since 2000, the Fed Funds Rate and the 30-year fixed rate mortgage have been within 1 percent of each other at times, and as far apart as 5 percent at others.
If there was a direct relationship between the two, such a spread would be impossible.
The Federal Reserve doesn't set mortgage rates. Wall Street does. However, whenever the Fed adjourns from its meetings, mortgage rates are susceptible to change.
For home buyers and rate shoppers, this week's Fed meeting takes on added significance.
Over the last half-year, the Fed has used its post-meeting press releases to acknowledge an improving economy in which growth is tempered by job loss and tepid spending. In November, though, net job gains nearly went positive and Retail Sales data proved strong.
If the Fed gets more positive in its message tomorrow, mortgage rates will suffer. This is because Wall Street will use the Fed's position on the economy as a reason to buy stocks. Some of the cash to fuel those buys will come from the mortgage bond market.
As extra bond supply hits Wall Street, mortgage rates go up.
Similarly, if the Fed's message goes negative on the economy, investors are expected to sell their stock positions in favor of buying bonds. This makes rates go down.
So, the Federal Reserve doesn't make mortgage rates, but it does exert an influence on them. In other words, rate shoppers would be wise to watch for the FOMC's 2:15 PM adjournment. Even though the Fed Funds Rate is expected to remain unchanged, mortgage rates certainly are not.
The Gary McNinch Team home website is www.RentonHomeFinder.comMy twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
0 comments • Gary McNinch Realtor Renton WA Real Estate • December 15 2009 10:35PMEra of Green Flight Begins Boeing 787 Dreamliner Takes Off
Boeing 787 Dreamliner Takes Off and the Era of "Green" Flight Begins
Today, the Boeing 787 Dreamliner flew for the first time. Test flight was smooth, pilots reported it flew smooth and responded easily. Congratulations to all my friends and clients who helped design and build this great new aircraft.
In this day of environmentally friendly movement or "Green" everything, this aircraft is top of the list. Due to the composite structure it weighs much less than any other commercial airplane. In fact it should get 20% better fuel mileage. Fuel mileage is huge to airlines, because of the major cost of fuel. So besides being more enviromentally than other aircraft, it will save the airlines huge dollars per flight. Now, I don't want to be cynical, but it is the $$$$$$$$$$$$ cost savings that will drive the sales of this aircraft. There are 870 presales and will be more soon.
Boeing has been and remains to be a major economic force in Renton and the Puget Sound region around Seattle. The 787 Dreamliner is not only good for the environment and the local economy but it will mean steady employment and great quality of life (including wonderful family homes) for the people who build and support this aircraft. And quality of life is the most important feature of this new aircraft.
Congrats Boeing Aircraft and every person with a mouse click, hand or tool that build this state of the art aircraft and who stand proud today! Lots of my friends are smiling hugely today.The Gary McNinch Team home website is www.RentonHomeFinder.com
My twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail
5 comments • Gary McNinch Realtor Renton WA Real Estate • December 15 2009 10:28PMContent © 2009 'Frequent Contributors'. Design © 2009 ActiveRain Corp.
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