The Renton Wa Realtor Blog !

Campbell Hill South Seattle Rambler -- Well priced and ready!

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Mon, 14 Jun 2010 20:08:50 -0400

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15945

CALL FOR PRIVATE SHOWING!

Great short sale opportunity!

One level rambler

Quiet cul-de-sac

2 fireplaces

covered deck and storage

Easy commute

2 car garage

Living room and Family room

Nearly 1/4 acre Lot!
Read More at Vicaso.com/15945

Price: $235,000

Bedrooms: 3

Baths: 2

Sq. Ft: 1350

Lot size: 0.23 acres

Year built: 1972

MLS#: 80630

#headshot img {max-height:108px;}

Gary McNinch Team

Keller Williams - Renton

206-696-2329

gary@garymcninch.com

Ashburn Renton Townhome Beautiful and Secure and Ready for You

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Fri, 04 Jun 2010 23:50:40 -0400

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15686

Price: $237,000

Bedrooms: 2

Baths: 2

Sq. Ft: 1278

Year built: 2005

Gary
McNinch Team

Keller Williams Renton

206-696-2328

gary@
garymcninch.com

Courage and Ed Freeman

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Fri, 14 May 2010 21:53:12 -0400

Via Liz Moras ~Chilliwack Realtor, Chilliwack, Hope, Langley, Abbotsford (Harrison Hot Springs, Cultus Lake):

It's so interesting what makes the news and what doesn't - isn't it? Often it is the headlines that grab our attention - and give the impression that it is those headlines that are important, impactful and relevant. Were it only so. Should this have been on the front page maybe?

Courage.

You're a 19 year old kid.

You're critically wounded and dying in the jungle somewhere in the Central Highlands of Viet Nam .

It's November 11, 1967.

LZ (landing zone) X-ray.

Your unit is outnumbered 8-1 and the enemy fire is so intense, from 100 yards away, that your commanding officer has   ordered the MedEvac helicopters to stop coming in.

You're lying there, listening to the enemy machine guns and you know you're not getting out.

Your family is half way around the world, 12,000 miles away, and you'll never see them again.

As the world starts to fade in and out, you know this is the day.

Then - over the machine gun noise - you faintly hear that sound of a helicopter.

You look up to see a Huey coming in. But ... It doesn't seem real because no MedEvac markings are on it.

Captain Ed Freeman is coming in for you.

He's not MedEvac so it's not his job, but he heard the radio call and decided he's flying his Huey down into the machine gun fire anyway.

Even after the MedEvacs were ordered not to come. He's coming anyway.

And he drops it in and sits there in the machine gun fire, as they load 3 of you at a time on board.

Then he flies you up and out through the gunfire to the doctors and nurses

and safety.

And, he kept coming back!! 13 more times!! Until all   the wounded were out. No one knew until the mission was over that the Captain had been hit 4 times in the legs and left arm.

He took 29 of you and your buddies out that day. Some would not have made it without the Captain and his Huey.

Medal of Honor Recipient, Captain Ed Freeman, United States Air Force,

Died last Wednesday at the age of 70, in Boise, Idaho.

May God Bless and Rest His Soul.

I bet you didn't hear about this

Hero's passing, but we've sure seen

a whole bunch about Michael

Jackson and Tiger Woods.

Medal of Honor

Winner Captain Ed Freeman ...



If you or someone you know is thinking of Buying or Selling property in Cultus Lake, Chilliwack, Hope, Abbotsford, Langley or anywhere in the Fraser Valley Area of B.C. - or if you would like more information please give Liz  Moras of Landmark Realty Chilliwack a call at- 604-799-0459 or e-mail at lizmoras@gmail.com.

Copyright © 2010 By Liz Moras, All Rights Reserved. Please do not use without permission. Information provided by this author is only an opinion, it is not guaranteed, may be based on information collected from several sources, and may be time sensitive. It is not necessarily representative of the opinions of Landmark Realty Chwk. Ltd.

A Twinkie a Day

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Fri, 16 Apr 2010 01:24:50 -0400

A Twinkie a Day -- keeps the doctor (calories) away? This is a cute post written by my friend Liz Moras Chilliwack BC Realtor.

Twinkie is 80 years old same birthday as me. And I'm only 56 ... so I can still be a creamy-yummy-sticky spongecake too.

Gary McNinch Team selling Renton WA houses and property and condos and townhomes and commercial property and eating Twinkies too.

Via Liz Moras ~Chilliwack Realtor, Chilliwack, Hope, Langley, Abbotsford (Harrison Hot Springs, Cultus Lake):

Don't you wish - that a Twinkie a Day would make the calories go away? No such luck... 2 of those creamy-yummy-sticky spongecakes, and all their 300 glorious calories may not be sensible - but I'll bet they can put a smile on your face :-)  And guess what? The Hostess Twinkie turns 80 today!

James Dewar, a bakery manager in Chicago came up with this shelf-staple and American icon...Hostess cranks out some 500 million of these soft, spongy cakes every year, nutritionally suspect calories that contribute nothing to a sensible diet but a sense of delight.

Indeed, in some social circles, a romantic partner who is sweet, youthful and good-looking but devoid of actual substance is known as a "Twinkie." And like with men, true freedom includes the right to make bad choices.

So here's to you, Spongy King!



If you or someone you know is thinking of Buying or Selling property in Cultus Lake, Chilliwack, Hope, Abbotsford, Langley or anywhere in the Fraser Valley Area of B.C. - or if you would like more information please give Liz  Moras of Landmark Realty Chilliwack a call at- 604-799-0459 or e-mail at lizmoras@gmail.com.

Copyright © 2010 By Liz Moras, All Rights Reserved. Please do not use without permission. Information provided by this author is only an opinion, it is not guaranteed, may be based on information collected from several sources, and may be time sensitive. It is not necessarily representative of the opinions of Landmark Realty Chwk. Ltd.

A Twinkie a Day

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Fri, 16 Apr 2010 01:23:53 -0400

A Twinkie a Day -- keeps the doctor (calories) away? This is a cute post written by my friend Liz Moras Chilliwack BC Realtor.

Twinkie is 80 years old same birthday as me. And I'm only 56 ... so I can still be a creamy-yummy-sticky spongecake too.

Gary McNinch Team selling Renton WA houses and property and condos and townhomes and commercial property and eating Twinkies too.

Via Liz Moras ~Chilliwack Realtor, Chilliwack, Hope, Langley, Abbotsford (Harrison Hot Springs, Cultus Lake):

Don't you wish - that a Twinkie a Day would make the calories go away? No such luck... 2 of those creamy-yummy-sticky spongecakes, and all their 300 glorious calories may not be sensible - but I'll bet they can put a smile on your face :-)  And guess what? The Hostess Twinkie turns 80 today!

James Dewar, a bakery manager in Chicago came up with this shelf-staple and American icon...Hostess cranks out some 500 million of these soft, spongy cakes every year, nutritionally suspect calories that contribute nothing to a sensible diet but a sense of delight.

Indeed, in some social circles, a romantic partner who is sweet, youthful and good-looking but devoid of actual substance is known as a "Twinkie." And like with men, true freedom includes the right to make bad choices.

So here's to you, Spongy King!



If you or someone you know is thinking of Buying or Selling property in Cultus Lake, Chilliwack, Hope, Abbotsford, Langley or anywhere in the Fraser Valley Area of B.C. - or if you would like more information please give Liz  Moras of Landmark Realty Chilliwack a call at- 604-799-0459 or e-mail at lizmoras@gmail.com.

Copyright © 2010 By Liz Moras, All Rights Reserved. Please do not use without permission. Information provided by this author is only an opinion, it is not guaranteed, may be based on information collected from several sources, and may be time sensitive. It is not necessarily representative of the opinions of Landmark Realty Chwk. Ltd.

Choosing an Agent is Like Choosing An Ambassador

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Fri, 16 Apr 2010 00:41:10 -0400

Choosing an Agent ... Is Like Choosing An Ambassador...

Intersting post from Jane Peters, Los Angeles Relocation Realtor, and she is spot on with her observation "

All the negotiations prior to and during escrow are handled by these agents. The right agent can make things happen. The wrong one can kill a deal."

This choice will be one of the most important you make. Of course we want you to "call the Gary McNinch Team".

The Gary McNinch Team home website is www.RentonHomeFinder.com

My twitter handle @RentonHomeFinde

Our facebook page is Gary McNinch on Facebook

My Active Rain website is Gary McNinch Team on ActiveRain

Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us Gary McNinch at 206-696-2329 or Robyn Strobeck at 253-261-5252 email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale and south King and North Pierce counties.

Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.

Via Jane Peters Los Angeles Living, Los Angeles Homes (Westside Brokers):

So, you are ready to choose an agent to sell your home or to help you in your purchase of a new one.

How are you going to pick an agent? Your boss's sister's cousin's wife is a realtor. She should be good, no? Your nephew just got his license. Another good choice, yes? You know the big-name agent in the area. He has sent you mailings, knocked on your door and sent you Christmas goodies for years. The natural choice of course?

Anyone of these people may be the perfect choice, but beware! This person is not only your representative, they are your ambassador!

If you were a nation you would want to make sure that the ambassador you hire to represent you abroad is knowledgeable, sensitive and good with all kinds of people. Someone who can negotiate with tact. Someone who does not delegate work that they have been hired to do. Someone who knows the laws of the country. Someone who can see each project through to a successful end without inflaming the other side and without inciting rebellion.

This is the person you should choose for your realtor.

The persons front and center in real estate transactions in California are the agents. Generally the buyer and seller never meet each other. All the negotiations prior to and during escrow are handled by these agents. The right agent can make things happen. The wrong one can kill a deal. The thing an agent dreads most is dealing with a difficult or incompetent agent at the other end. It makes an already stressful process even more so.

The California purchase agreement is a not a complicated eight-page document in its basic form, but it does have to be filled out correctly to avoid problems later. Not checking a box or not filling in a blank space can sometimes cause a huge problem later. Not following up also can lose you the deal. Your newbie agent can be fine as long as they assure you that they have an experienced person working closely with them. This goes for the entire escrow process where all the t's need to be crossed and i's dotted.

That is the practical side. The personality of the agent is also important. Are they pleasant? Are they a people person? Do they interact well with others? Especially when you are the buyer, if you are in competition with others on a property, don't you think the seller's agent is going to lean towards someone they are going to be able to work with for the next 30+ days? Things go so much smoother when the two agents work well with and respect each other.

I will tell you I was in a deal once, as the seller's agent, where the buyer's agent wined and dined me. That was Dr. Jekyll. Once we started escrow Mr. Hyde came out and it was an entirely miserable process. The agent reflected badly on the buyer. I wondered if he knew about this other side was also fooled.

This business is a people business, and a complicated business, not to be taken lightly. Agents get paid well for their work. Make sure their work is good. Choose wisely!

Buying or selling real estate in Los Angeles can be an overwhelming process. Contact Jane Peters, Los Angeles realtor specializing in absentee owners, relocation to los angeles, and those who need that extra attention, in order to make the transaction a smooth, trouble-free, and fun experience.

Search Los Angeles Homes for Sale.

Digital Signatures - Gary McNinch Team uses Docusign, Do you?

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Mon, 12 Apr 2010 23:19:08 -0400

Release from Susan Alberti, from Docusign, about digital signatures in real estate businesses. The Gary McNinch Team uses Docusign to allow our clients to sign contracts without faxing. I used this in the last week to complete an offer and get it accepted for our clients, just before another offer was received.

This is a great time for eCommerce and real estate in particular.

April 8, 2010, the FHA released a mortagee letter stating its position regarding electronic signatures. Below is a quick note from DocuSign, chief legal officer, Ken Moyle, who worked so hard to get the mortgagee letter published so you can better implement technology into your real estate business and streamline your processes to provide even better customer service.

"As the chief legal officer at DocuSign, I'd like to share my thoughts, as we applaud FHA's action today. Their decision to clarify their position on electronic signatures will help streamline the sale and financing of homes across the country. Buyers, sellers and agents can use DocuSign's online process to eliminate the time, expense and environmental impact of printing, delivering and signing large stacks of paper documents, and mortgage lenders can take comfort in knowing that DocuSign's e-signature process is designed to be legally compliant in all 50 states and is fully evidenced by a comprehensive audit trail.

The last time Federal Housing Administration released any formal guidance on electronic signatures was way back in 1996. Over the past 18 months, DocuSign's real estate and mortgage origination customers have made it clear that FHA urgently needed to update and clarify its position on electronic signatures. And we heard you.

It's now OFFICIAL: E-signed third-party documents, including real estate contracts, are now being accepted by the Federal Housing Administration (FHA).

FHA's lack of guidance was not at the forefront of anyone's mind a couple of years ago when the agency was only involved in two percent of home loans. But the collapse of financial markets in late 2008 catapulted FHA into the mortgage spotlight almost overnight. As the new #1 source of funding for nearly half of first time home buyers in 2009, FHA's inability to articulate a clear process for accepting electronically processed documents became a very real problem for those who depended on the agency as a downstream partner. In fact, in early 2009 we saw some major FHA lenders retreat from their progressive policies toward e-commerce, as they waited for a signal from FHA.

To their credit, staff at the FHA have been pushing for progress for over two years. It took some early encouragement and help from many concerned parties to help them get this done. DocuSign began direct conversations with FHA on this issue back in October of 2008, and we shared this blog post about FHA and Lender Acceptance of electronic signature back in July of last year.

DocuSign spearheaded an industry-wide effort to move the FHA to formally recognize e-signed third-party documents, and the April 6, 2010 dated FHA mortgagee letter is the first in what is expected to be a series of responses to this initiative. With this policy statement from the nation's largest mortgage insurer, real estate professionals can use DocuSign to get real estate contracts, addenda and other documents signed electronically, and their buyers can apply for FHA insurance with confidence. The FHA mortgagee letter can be found at hud.gov.

Thank you to everyone who participated by calling DocuSign and emailing the FHA, NAR or ESRA over the past several months - the FHA mortgagee letter is a result of your support throughout this effort!"

For those who have held off in purchasing DocuSign or in using electronic signatures for your real estate transactions, can now do so with confidence. As the official and exclusive ESIGN provider for the National Association of REALTORS®, and proud partner under the REALTOR Benefits® Program, DocuSign has a plan to fit your needs. You can learn more on our website: www.docusign.com/real_estate or www.docusign.com/nar.

Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.

In A Digital World, We're Now A Globally Connected Video Culture

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Mon, 12 Apr 2010 22:58:25 -0400

WOW. I had my 56th birthday last week. What a change in our world from the days of Super 8 movie cams on tape.

Please tweet us, text us, or send us a snail mail. We like to hear from our

Via Brad Andersohn ~ Community Manager (ActiveRain):

No words needed here, this video speaks volumes....and to think it happened during our lifetime!

Download The ActiveRain "HELP" Toolbar for your Browser

ActiveRain University Calendar Real Estate RainCamp The ActiveRain Manual

Remember The Real Estate Market In 2010? What a GREAT year!

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Wed, 03 Mar 2010 01:13:45 -0500

History. Experts, Teachers and Professors agree: They say the more things change the more they stay the same. Contemplate this post written by Mark Hall of Keller Williams in Vancouver. Is this the year they will always be talking about when people discuss their Renton home and property purchases. It sure could be.

Via Mark Hall Vancouver Washington Real Estate (Elite Realty NW - Keller Williams, Vancouver Washington):

Remember The Real Estate Market In 2010? What a GREAT year!

As a boy growing up in Southern California, I remember my parents and their friends talking about major events in their lives. Many of them were baseball games that went into extra innings or big fish they caught. They also talked about business and investments.

One thing that sticks out in my mind is the fact that most of my parents' wealthy friends made their money in real estate related endeavors.

"Remember the real estate market in 1959? I bought that apartment building. What a bargain! I have made a mint on those apartments! Imagine if we had those prices now."

"What about when I bought that big house in 1964? That was a steal! If I had more money, I would have bought 5 of them!"

They would laugh and tell stories about the deals where they made a bunch of money. The early 60's were a great time for real estate owners and investors in California. They told stories of their investing prowess but the reality is that they couldn't miss during those years.

Fast forward to the year 2020. What will the new generation armchair historians being saying about 2010? I predict that it will go something like this:

"Remember 2010? What a great year for real estate! The interest rates were low. The prices were low. There was a huge inventory of homes out there! How could you miss?"

So, sit back, close your eyes, and imagine that the year is 2020. What will you be saying about 2010?

When you choose us to handle your Vancouver Washington real estate needs, you choose a team of realtors® who care about you and your family. Buying or selling a home is always more enjoyable when you work with professionals who will listen to your needs and who will work together with you to achieve your objective. We are very familiar with all types a real estate in Clark Countyand we specialize in Vancouver, Ridgefield and Battle Ground. We are also very experienced with new home and custom home construction having assisted several local builders in selling new neighborhoods in the Vancouver Washington area. Additionally, we have helped numerous families build their own dream homes. We are dedicated to helping you make intelligent, informed decisions and to providing you with exceptional service.

Why Do You Choose Me to be Your Renton Realtor? It's the Relationship!

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Mon, 01 Mar 2010 01:01:59 -0500

Why do you choose one particular person to be your Renton Realtor? Take a look at the latest survey of buyers and sellers completed by the National Association of Realtors.

It is a personal and business relationship, NOT driven by a brand name or insignia.

Our relationship with every one of our past, current and future clients is important to our team. We enjoyed every home purchase and home sale that we worked on. The fact that our satisfied clients have become our longtime friends makes me proud and thankful.

From the Gary McNinch Team to all of you, A HUGE THANK YOU. We are looking forward to helping you and your families and friends with all your real estate purchases, sales, questions, investments and we like to keep up on how your family is doing too. We are proud to be affiliated with Keller Williams Realty, our motto, "God and Family, then Business."

The Gary McNinch Team home website is www.RentonHomeFinder.com

My twitter handle @RentonHomeFinde

Our facebook page is Gary McNinch on Facebook

My Active Rain website is Gary McNinch Team on ActiveRain

Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com

Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.

Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.

Evergreen Bank is NOT Evergreen Home Loans!!!!!

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Mon, 25 Jan 2010 19:37:18 -0500

Info from my friends, Kimberly Terry and Cathy Pizzini of Evergreen Home Loans in Seattle.

I want to give all our Associates the heads up that Seattle based Evergreen Bank was shut by regulators this afternoon. This will be in the morning paper.

Evergreen Home Loans is not related to Evergreen Bank. Nor do we have any account or lines of credit with the bank.

Your customers are safe doing their loans with us. We have a message posted at the bottom of our website indicating we are not related to Evergreen Bank. You can refer customers to this if they have questions.

Unfortunately, I know a number of people who were employed at Evergreen Bank. It’s sad to see to see people and businesses in our community impacted by these challenging times.

Kimberly Terry & Cathy Pizzini

206-774-7595

I have worked with Cathy and Kimberly since 2002 and we have many satisfied clients together. They are still the tops when it comes to getting a home loan.

The Gary McNinch Team home website is www.RentonHomeFinder.com My twitter handle @RentonHomeFinde Our facebook page is Gary McNinch on Facebook My Active Rain website is Gary McNinch Team on ActiveRain Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.

Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.

ONLY 100 Days left for the Renton Home Buyer Tax Credit

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Mon, 25 Jan 2010 11:39:21 -0500

There are only 100 days left for Renton home buyers to gain the Tax Incentive Stimulus. $8,000 IRS credit or $6500 IRS credit when you buy a home. Are you interested in earning a piece of the stimulus package pie? First-time Renton home buyers across the country are making the dream of homeownership a reality AND receiving an $8,000 tax credit.

Mortgage rates are near their lowest levels in history, affordability is at an all-time high and there is an excellent selection of homes available. If you’re in the market for you’re first home, it’s important to start looking NOW!These three factors make it an extraordinary time to buy – and I can tell you from experience it won’t stay this good forever.

Let’s get together soon to talk about the opportunities I’m seeing right now. In the meantime, I think you will find the $8,000 Closer to Home eBook a great resource. It's free and has great info.

Renton Realtor Gary McNinch Team looks forward to helping you on your path to homeownership.

The Gary McNinch Team home website is www.RentonHomeFinder.com

My twitter handle @RentonHomeFinde

Our facebook page is Gary McNinch on Facebook

My Active Rain website is Gary McNinch Team on ActiveRain

Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.

Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.

Thanks!

Wells Fargo doesn't want to play nice with ....... Wells Fargo

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Fri, 18 Dec 2009 00:04:06 -0500

Great post about the funny short sales we are "attempting" to get completed. Wells and Wells First and Second. This almost reminds me of "Who's on First". Nice post Ken, thanks.

Via Ken Crotts (Windermere Real Estate):

We are currently in the process of completing a short sale with one of the lending industries giants, Wells Fargo. This is a tale of the beauricratic morass that gives rise to the to the question, "Too big to fail or too big to succeed?".

Take a nice one story house in a well known neighborhood that is up side down on the mortgage. The seller can no longer afford to make the payments on the property through a series of events and you are left with a short sale. This one seems to be the perfect candidate for working out a short sale transaction as the first and second mortgage are both with Wells Fargo Bank, reputedly one of the better lenders to deal with. I take the listing and over a reasonable period of time we are able to secure and offer ont he property that represents fair market value. So far so good.

The offer is signed and presented to Wells Fargo along with a complete short sale application and the file eventually moves through the gate keepers and onto a negotiator for both the first and second mortgages. So far so good.

The loan is Freddie Mac backed to their rules state the Wells Fargo 1st can only allow the Wells Fargo 2nd to get $3,000. This is Fredie Mac's rule. The Wells Fargo 1st offers to approve the deal if Wells Fargo 2nd will sign off. The negotiator for Wells Fargo 1st mortgage admits he is in communication Wells Fargo 2nd mortgage so we are thinking it will work out. Wrong! Wells Fargo 2nd mortgage wants more money. OK... If we come up with more money Wells Fargo 1st will insist on taking a note for 200% of what we come up with for the Wells Fargo 2nd. If we don't come up with the extra money Wells Fargo 2nd will not sign off. The seller is broke, Wells Fargo 2nd is demanding more cash... where's it coming from?

Welcome to short sales!!! Is it any wonder that Freddie Mac is losing billions? When Wells Fargo won't accept a deal proposed by Wells Fargo and then Wells Fargo insists more money in cash from unspecified sources? How much is Wells Fargo paying these people to chase their tales anyway?

When Wells Fargo can't work out a deal with Wells Fargo who are we to think we can? The losers in this kindergarden match? Freddie Mac (your tax dollars and mine), the seller, the buyer, Wells Fargo, the reputaion of the banking industry and pretty much everyone else. Nice going Wells Fargo!

Ken Crotts

Broker, Certified Short Sale Specialist

www.KenCrotts.com

Ken@KenCrotts.com

425-432-8600

1995 Post: Why Web Won't Be Nirvana.... Missed the Boat and the Whole Ocean on This One!

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Thu, 17 Dec 2009 00:54:01 -0500

1995 Post: Why Web Won't Be Nirvana | Newsweek Technology | Newsweek.com

Here is a Newsweek Magazine article from 1995 discussing WHY THE INTERNET WON'T EVER BE A BIG DEAL.

Clifford Stoll: Why Web Won't Be Nirvana | Newsweek Technology | Newsweek.com

Compare this with my last post showing web 2.0 and where social media is going from here. How we even think of doing business. How would ActiveRain ever exist?Wow did this guy miss the boat. How would we ever sell houses on a worldwide scale?

The Gary McNinch Team home website is www.RentonHomeFinder.com

My twitter handle @RentonHomeFinde

Our facebook page is Gary McNinch on Facebook

My Active Rain website is Gary McNinch Team on ActiveRain

Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.

Please tweet us, text us, or send us a snail mail.

Buying A Home: Your Needs And Wants & The Ben Franklin Close

Gary McNinch Realtor Renton WA Real Estate (Keller Williams SES Renton ) — Tue, 15 Dec 2009 22:40:22 -0500

Buying a Renton Home and how to decide what you want from what you need. Great info from my friend and Canadian Realtor Liz Moras. I do this with every buyer client, so get ahead of the game and do it too. It may be enlightening.

Via Liz Moras ~Chilliwack Realtor, Chilliwack,Hope,Langley,Abbotsford (Harrison Hot Springs, Cultus Lake):

Buying A Home: Your Needs And Wants and The Ben Franklin Close.

O.k. so you've Decided to it's time to Buy a Home. Now what? How do you prioritize? You know you probably can't have it all - but you Want to!  It can be confusing and frustrating trying to separate your Needs from Your Wants. Especially when you Need your Wants!

It's important however to distinguish between the two. Reality dictates that the chances are you won't be able to have "Everything you Want".......but the hope is that we can get you everything you NEED and then some! But what's the Sum of the Some?

Ever heard of the Ben Franklin Close? Well this is a variation of it.  Take a piece of paper and divide it into two columns. On the one side write down - "Must Haves" - or "Non-negotiables" and on the Other Side write down "Wants but Not Essential".

Identify features you need and want. Is the location a non-negotiable? What about the square footage or bedrooms? Do you have to have a Garage or a Workshop? Or do you need to Have one level living?

Now lets flavor it up with the 'Wants'.....What would spice it up for you? What are the things you would like have if thy were available and you could afford them? Large lot - workshop? Or Fancy Ensuite or jacuzzi? View?

Remember, the time you take to think about these things now will prove invaluable.   Also remember that if you're purchasing with a Partner - you should both have your own lists - AND - then come together and jointly decide what your priorities are!

Later when you're trying to decide which home to purchase - and if there is more then one that you're considering - you can use the orginal version of the Ben Franklin close. This time you'll divide the page into two - and do Pro's and Con's.........it's effective this way too. And not so that a 'salesperson' can close you! But so you can identify the house for you! :-)

Oh and a Reminder - make sure that you've taken the time to have yourself pre-qualified - you want to know exactly how much you can afford and what it is that you choose to spend. Otherwise it doesn't really matter what your List says - if you find out later you can't afford it!

Take your lifestyle into account and the things that could enhance or detract from your daily enjoyment. Then add these preferences to your needs or wants shopping list.

It goes without saying that a Professional Realtor will help you through this process. If you're serious about buying your dream home call me! It's my business to help you make your home ownership dreams come true!



If you or someone you know is thinking of Buying or Selling property in Cultus Lake, Chilliwack, Hope, Abbotsford, Langley or anywhere in the Fraser Valley Area of B.C. - or if you would like more information please give Liz  Moras of Landmark Realty Chilliwack a call at- 604-799-0459 or e-mail at lizmoras@gmail.com.

Copyright © 2009 By Liz Moras, All Rights Reserved. All photos taken by Liz Moras and copywritten. Please do not use without permission. Information provided by this author is only an opinion, it is not guaranteed, may be based on information collected from several sources, and may be time sensitive. It is not necessarily representative of the opinions of Landmark Realty Chwk. Ltd.